Lenders and Mortgage Rates for a Home Equity Loan

Home Equity Loan

Get a Fast Quote for a Second Mortgage!
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Home Equity Loan Rates
Find the best interest rates from thousands of lenders and brokers across America...

Home Equity Loans
Find the perfect home equity loan in your state. Choose from fixed or adjustable rates.

Home Improvement Loans
The best rates to REMODEL with up to 125% of your home's value.

Debt Consolidation
Make your home equity work for you and pay off bills today.

Equity Line of Credit
Convert you home's equity into instant cash, even with less than perfect credit.

No Equity Loans
Easily qualify with low down payments.

Less than Perfect Credit Financial Rates
If you have less than perfect credit click here to see "subprime" refinance mortgage rates.

Find a 2nd Mortgage Lender
Find lenders and brokers with the best rates for a home equity loan.

Second Mortgage Information
Find out how to negotiate the best refinancing deal with these insider tips.

Home Equity Loan Calculators
Find out how much you will save with these financial calculators.

This site has been designed to help people find the best home equity loan available. We are not a broker or lender and have put together this free information to make it easy to find the best home equity loan.

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Find a Lender for a Home Equity Loan

Find expert lenders and brokers who specialize in the exact type of refinance, home equity loan, debt consolidation loan, home improvement, or no eqity loan you need with the best rate...

Standard Mortgages Rates For those with good credit.
Alaska Alabama Arkansas Arizona California Colorado Connecticut Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky	Louisiana Massachusettes Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio	Oklahoma Oregon Pennsylvannia Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming

Sub-Prime Mortgage Rates For those who have less than perfect credit.
Alaska Alabama Arkansas Arizona California Colorado Connecticut Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky	Louisiana Massachusettes Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio	Oklahoma Oregon Pennsylvannia Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming

Second Mortgages Includes home equity loans, home improvement loans, and equity lines of credit
Alaska Alabama Arkansas Arizona California Colorado Connecticut Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky	Louisiana Massachusettes Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio	Oklahoma Oregon Pennsylvannia Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming

Government Mortgages Government assisted loan programs. FHA and VA mortgage rates.
Alaska Alabama Arkansas Arizona California Colorado Connecticut Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky	Louisiana Massachusettes Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio	Oklahoma Oregon Pennsylvannia Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming

Home Equity Loan Rate Tip

If a lender says, "Don't Count on Your Mortgage Rate Lock" when Mortgage Rates Are Rising, Run!!!

Here's why... sometimes lenders will actually hold up your mortgage application if it means you'll have to pay a higher rate. In 1993, the Federal Trade Commission charged Lomas Mortgage USA, one of the nation's largest mortgage lenders, with falsely promising borrowers that it would unconditionally lock in the mortgage rate and discount points for 60 days. In fact, in many instances Lomas levied higher rates and more points within the 60-day period, the Commission charged. The Dallas lender settled with the FTC in July, 1993, and agreed to pay $300,000 in so-called "consumer redress."

"It's the mortgage lender who has control over how quickly the paperwork gets done," notes Michelle Meier, a lawyer with the Washington activist group Consumers Union. "And there are always all kinds of reasons why that locked-in rate is unavailable by the time they get to closing."

As interest rates rise, so do mortgage rate-lock complaints. Patricia Cunningham, Consumer Affairs Manager at the Illinois Office of Banks and Real Estate, says that in 1994, when interest rates were high, more than 600 mortgage rate-lock complaints came in. In 1995, when interest rates fell, so did the number of complaints -- by half. In 1996, with interest rates back up again, the number of mortgage complaints also rebounded.